The Types of Credit on The Basis of Intended Use of

The Types of Credit on The Basis of Intended Use of

1. Working Capital Loans (WCL)
WCL is the credit used to meet working capital financing needs of customers. There are two kinds of working capital loans: WCL-Revolving and WCL-Einmaleg.

2. Investment Credit
investment credit is the credit used for the procurement of long-term capital goods to customer's business activities. investment credit is usually medium or long term due to the relatively large value and how to repayment by the borrowers through installments.

3. Consumer Credit
consumption credit is a loan that is used in the context of procurement of goods or services for consumption purposes, and not as capital goods in the customer's business activities. This type of credit is often given names are usually multipurpose loans, which means can be used to various purposes by the customer.